Intro: Zero-based budgeting (ZBB) is a form of budgeting that allocates funds based on the effectiveness of a program instead of using historical data. Unlike the traditional budget method expenses aren’t automatically added to the budget because they were previously included in the budget, in Zero-based budgeting every program and expenditure gets reviewed at the […]
28
Aug
Aug
Leaving Your Business Legacy Behind As a business owner, you might have your Last Will and Testament in place. Fantastic! But what does this mean for your business? It can be unnerving to consider your options regarding estate planning in the event of your death. It’s an uneasy thought to implement priorities for after your […]
01
Aug
Aug
Adjusting yourself to grow your financial well-being Financial wellness is about having control and gaining confidence in your financial decisions. What gets measured gets improved. The first step to improving your financial well-being is to start measuring your financial situation with some accuracy. If you regularly find yourself at a loss as to where […]
30
Jul
Jul
PROFIT FIRST: GET YOUR PRIORITIES RIGHT INTRODUCTION: If you’re a property investor struggling to maximise your profits, you may have heard of the Profit First system developed by entrepreneur and author Mike Michalowicz. This system involves allocating a percentage of revenue to specific accounts for operating expenses, profit, owner’s compensation, and taxes. While the system […]
18
Jul
Jul
Navigating Inflationary Tides: The Impact on Insurance Inflation is currently exerting significant pressure across global economies, and its effects are rippling through various sectors, including insurance. A confluence of factors has contributed to this inflationary surge, each playing a distinctive role in reshaping the insurance landscape. Pandemic-Related Restrictions The onset of the COVID-19 pandemic introduced […]
03
Jul
Jul
“Yolandi Erasmus from Erasmus & associates plays an intergyral part in our group of companies legal protection and governance. Her proactive approach has saved us a lot of money in possible future disputes and assists heavily in ensuring we comply with fiduciary and other compliance requirements.” “Yolandi Erasmus from Erasmus & associates plays an intergyral […]
01
Jul
Jul
When is a good time to invest in property? The answer is a solid TODAY! How? The reason why I am writing to you today, is we all know that with the global the rise of technology, the world is undergoing rapid change. BUT bricks and mortar remain a safe investment, as it has been […]
01
Jul
Jul
On the 13th of January 2019, I was high-jacked and put in the trunk of a car by four gun-wielding high-jackers here in Johannesburg, South Africa – for three hours! This was the worst experience imaginable, but strangely enough the longer it went on, the calmer and the calmer I got. You know, in the […]
19
Nov
Nov
Has it ever occurred to you that your habitual way of THINKING affects your Health? When we do consider our health, the first things that come to mind are diet, exercise and lifestyle habits – and these are all contributing factors. However, in this blog I want to try to convey in an understandable format […]
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